Everything you need to master your budget
Track spending, budgets and debts without ever handing over a bank login. Most of what is below is on the free plan - see exactly what is not, further down this page.
Smart Budget Tracking
Set monthly spending limits by category and track your progress with visual indicators. Get alerts when you're approaching your limits.
Partner Sharing
Invite your partner to share and manage your household budget together. Both see real-time updates and can add expenses instantly.
Visual Analytics
Beautiful charts and reports show exactly where your money goes. Understand spending patterns with monthly and yearly comparisons.
Credit & Debt Tracking
Track all your credit cards, loans, and debts in one place. Monitor APR rates, promotional periods, and credit utilization.
Recurring Expenses
Set up recurring bills and subscriptions. Never miss a payment and always know what's coming up.
Debt Payoff Planner
Model overpayments on your real balances and see the date you become debt-free, plus the interest you save by paying more each month.
Budget Alerts
See at a glance which categories are close to their limit, and get notified in the app before you overspend rather than after.
No Bank Logins
iBudget never asks for your online banking credentials, because it never connects to your bank. Your data is encrypted in transit and at rest, and we never sell it.
Free vs Premium
Free
£0/forever
- Unlimited transactions
- Budgets & categories
- Credit & debt tracking
- Monthly overview
- CSV export
- One person
Premium
£2.50/month
Or £24.99/year — save 17%
14-day free trial · Cancel any time
- Everything in Free
- Invite your partner to the same budget
- Advanced analytics & custom date ranges
- Recurring bills & income
- Unlimited statement imports
- Priority support
Ready to take control?
No bank logins required. The free plan needs no card and never expires; Premium adds partner sharing and starts with 14 days free.