iBudget Blog
Expert tips, guides, and strategies to help you and your family master your money
Money Date Night: The 30-Minute Agenda (With Timings and a First-Date Script)
A money date agenda with real timings, the five numbers to bring, a script for the first one, a 90-day ramp, and what to do if your partner refuses.
Pay Yourself First: How to Automate It Before You Can Spend It
Pay yourself first means the saving leaves your pay before you can spend it. How to pick the percentage, automate it in the US or UK, and rank your goals.
11 Financial Questions to Ask Before Moving In Together
The money questions to ask before you sign a lease together, what a good answer sounds like, what moving in actually costs, and what you become liable for.
Monthly Budget Template: The Structure, the Percentages and a Filled Month
A monthly budget template you can paste into a spreadsheet: six blocks, target percentages built from BLS and ONS spending data, and a worked filled-in month.
The 50/30/20 Budget Rule: How It Works, With Real Numbers
How the 50/30/20 rule works, what after-tax income means when you have pre-tax deductions, a needs-vs-wants table for the awkward cases, and when it breaks.
Newlywed Budget: What Actually Changes in Your First Year of Marriage
Married this year? Here is what genuinely changes — tax filing, health cover, beneficiaries, credit and liability — plus the order to work through it in.
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